We’ve been saying for years that President Obama was over-simplifying and over-promising when he kept saying, “if you like your health care plan, you can keep your health care plan” under the new health care law. Now reality is catching up with his political spin.
- NBC News reports today that “millions of Americans are getting or are about to get cancellation letters for their health insurance” — and that the White House has known this “for at least three years.”
- Similarly, CBS News reported the day before that “some Americans are being surprised, not only that they are being booted off their current plans, but at how much they’re being asked to pay for new ones.”
- And the Los Angeles Times said in an Oct. 26 report that thousands of middle-class California residents with individual health plans are facing “hefty increases on their insurance bills” and are surprised to learn they must buy policies that cover more — and cost more — than their current plans.
None of this should be a surprise to our readers. We’ve been writing about these issues as far back as 2009, when the Affordable Care Act (also known as Obamacare) was being debated. In an Aug. 18, 2009, item — headlined “Keep Your Own Insurance? Not Everyone” — we cited a Congressional Budget Office projection that 3 million people covered by employer-provided insurance plans under current law would not be offered coverage.
The issue now getting attention is that the new law sets minimum standards for health insurance coverage, requiring, for example, that all health plans carry mental health benefits, prescription drug coverage, vaccinations, dental and vision care for children, maternity care for women, and more. Coverage also must be available to all regardless of preexisting medical conditions. In effect, this outlaws many existing “bare bones” plans that were cheap, but didn’t cover all (or any) of the required benefits and were available to mainly healthy persons. Those plans are now outlawed, and not all who had them welcome better insurance at greater cost.
Read The Rest at FactCheck